Meet gohenry: safer than a kids’ credit card, with in-app learning tools

Gohenry is a financial education app & debit card for kids ages 6-18

All the tools to nurture money confidence

Check off chores

Put allowance on repeat

Get real-time notifications

Customize their card

Set savings goals

App features flex for parents & kids

Plus, more in the app!

Kids learn independence, parents get peace of mind

Zero Liability Protection by Mastercard®

FDIC-insured accounts up to $250,000

Real-time spending notifications

Gohenry blocks unsafe spending categories

Chip and PIN-protected transactions

Secure PIN recovery in the app

Bank-level encryption

Easily block and unblock cards

Sign up today and join over 2 million customers already using gohenry

Just $4.99/month per child after trial. Cancel anytime.

92% of parents say their kids are better with money, thanks to gohenry

The perfect card to teach kids and teens about money. This card allows my child to keep track of how much he can spend and how much he needs to save.



Easy to set up and easy to use. My son loves the independence he feels and I love making him accountable for his own purchases!



I am very happy with gohenry. My grandson thinks it's great that he has his own card. He is going to save his money to buy a mansion.



The smart app that grows with your kids

Easily transfer money to your child’s account and set an automated allowance

Assign and pay for household chores; your kids earn more and learn the value of money

Contribute to your kids’ savings goals and help them build smart savings habits

Let your kids personalize their own cards from one of our unique designs

Your kids get independence, while you guide their progress

They can shop safely with their own debit card, and stay motivated with the kids app. You can track spending, set boundaries & more in the parent app. It’s easy!

A few FAQs

Does gohenry offer a kids’ credit card?

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No, because kids can’t get their own credit card until they’re 18 or older. But, gohenry gives kids all the tools to learn about money, so they’re ready for a credit card when it’s time. It’s safer and more educational, and offers tons of benefits. Kids can start early, pick up smart money habits and learn to spend wisely with their own debit card, app, and financial learning tools.

Is there such a thing as a credit card for kids?

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Kids can’t get a credit card until they’re 18 or older. With gohenry, there’s a kid-friendly app and debit card with tons of perks for families.

What’s wrong with good old cash?

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Nothing, except you don’t always have it on you when your kids want their allowance, and it’s also easy to lose and easily stolen. By using gohenry, you can help your kids operate in our increasingly digital economy.

Aren't my kids too young for a debit card?

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Research suggests that kids start to develop real money habits by the time they’re seven, so our recommendation is to start early. You'll give your kids a sense of independence, confidence, and general responsibility.

What if one of my kids loses their card?

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No problem - you can block it instantly in the app, and order a new one for free. All they’ll have lost is the card unlike losing a wallet full of cash!

Is a debit card secure enough for my kids?

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Yes! Our cards can be blocked instantly if lost or stolen, and real-time notifications help you keep track of what they’re spending and where. What’s more, gohenry accounts are FDIC-insured up to $250k, transactions are PIN-protected, and our cards feature state-of-the-art chip security. Giving your kids an allowance has never been so secure!

Customizable features parents love

Stay on track & more in your parent app:

gohenry is all about learning through doing, in a safe and secure environment.

You set the boundaries, deciding where and how much your kids can spend

Real-time notifications give you instant updates about their spending

You load the card with money, so your account can’t be overdrawn

In the press

"A win-win situation: teach your kids about responsible spending."

"Designed to help young people learn good financial habits."

"Digital Tools That Teach Children About Philanthropy."

Good to go in three easy steps:

1. Sign up today

Open your gohenry account and order your card in minutes.

2. Activate their card

When their card arrives, activate it using the app.

3. Set up your parent app

Set their allowance, tasks and spending rules using the app.

One month free trial. Order your free card in minutes. Cancel at any time.