Teaching Kids the Importance of Tipping (with a Little Help from GoHenry)

Teaching Kids the Importance of Tipping (with a Little Help from GoHenry)

Learning how to use your children's debit card can be an important part of financial literacy for kids. One valuable lesson that often goes forgotten with kids debit cards is this: how to leave a tip when receiving service at a restaurant, hotel, or other business.


Let's take a closer look at how the GoHenry children's debit card helps encourage kids to leave a gratuity for service professionals as part of how parents can support their children in learning how to use money responsibly.

Plan to leave a tip in advance

If you use your GoHenry card at a place where tips are expected, such as sit-down restaurants, barbershops and beauty salons, or taxi services, GoHenry automatically factors in 20% gratuity on top of your purchases. This leaves room for you to add a 20% tip to the purchase price. The card does not automatically add the tip; the tip needs to be added by your child as part of completing the transaction. But GoHenry makes sure that enough money is available in the account to add a tip as is customary.


For example, if you buy a meal at a restaurant for $10, GoHenry will factor in $2 (20%) to the cost of that meal, so your child will need to have at least $12 available on her card to pay for the meal and the tip.

Where should you plan to leave a tip?

The GoHenry card automatically calculates an extra 20% to add on to purchases at these types of businesses:

  • Eating places & restaurants (not fast food)
  • Barber & beauty shops
  • Health & beauty spas
  • Taxi cabs & rideshares
  • Hotels & motels

If your child uses their debit card at any of these categories of businesses, this is an opportunity for them to give a 20% tip along with the cost of their purchase.

Why it's important to teach kids to tip

The GoHenry card encourages financial literacy for kids, including how to spend, save, and give to good causes. Tipping is an important part of consumer etiquette and teaching your kids about money.


By adding this extra 20% to each purchase at businesses where tips are expected, GoHenry aims to teach kids to understand the value of tipping—and plan to have enough money to leave a tip where it’s expected. By learning to be good tippers early in life, you can help your kids develop a higher sense of empathy and generosity. Talk with your children about how gratuities are important to the incomes of restaurant servers, hair stylists, taxi and rideshare drivers, and other professionals in these fields. It’s a financial way of showing how much you appreciate their service.


Learning to be a responsible spender and a thoughtful tipper, while having fun with money along the way, can help set your child up for a lifetime of financial success.


We'd love to hear from you! Share your advice for teaching kids about tipping, tag us @gohenry with your thoughts.

Written by GoHenry Published Jan 13, 2022 ● 4 min. read